Dear Taxpayer,

Late on Friday, December 18, 2015,  a new 233-page Congressional act was quietly signed into law.

There was little fanfare.

After all, it was the weekend before Christmas. And most of the White House reporters had already gone home for the holidays.

But buried deep inside the act, in Section 106, is a hidden bombshell... one that I believe deserves your immediate attention.

In short, it contains a program that...

Gives Every Taxpaying American the Right to Collect a “Cash Rebate” on Nearly EVERY Single Purchase Made in 2017

This is not a joke.

We’re talking about an opportunity to collect a “cash rebate” on virtually anything you pay for this year.

A new pair of shoes...

Your vacation hotel bill...

Lunch with friends...

A new leather sofa...

Plane tickets...

Christmas presents for the kids...

Even big-ticket items like an engagement ring... a wedding... or a new car, boat or RV...

The government is willing to send you cold hard cash for all of it.

According to Ways and Means Committee Chairman Kevin Brady, the purpose of this new law is to “grow our economy and help American taxpayers keep more of their hard-earned dollars.”

It will certainly do that.

In an interview with The New York Times, one U.S. senator said of the legislation, “we have been trying forever to get something good for the middle class... and this is a jackpot.”

Bloomberg estimates it could put as much as $42.4 BILLION back in the pockets of the 119 million eligible taxpaying Americans.

Others predict it could be even more.

According to an article on Fox Business News, there is “no limit” to the size of your “cash rebate.”

If you have a huge spending year in 2017 (even on credit), in rare cases you could conceivably claim upward of $100,000.

For most people, the cash rebate will be smaller.

Some will collect maybe $1,230... while others bring in up to $12,900.
But the fact is... you have money sitting on the table here, ready to be picked up and pocketed.

The Wall Street Journal says the program is like a “gift for Christmas.

But it gets better...

A statement on IRS.gov confirms “you don’t need receipts” to collect your rebate.

Though... the more spending you can prove, the bigger the check you’ll get.

One prominent New York attorney who’s put this legislation under a microscope notes that many types of records, such as credit card statements, could help you enhance the size of your payout.

You just have to step up and claim your share.

So how do you get your piece of the pie?
All you have to do is keep track of your big purchases in 2017 using the steps I’ll show you. And at year’s end, you’ll see it added into the tax refund you receive.

Think of this like the Bush tax refund back in 2001.

Remember that?

When everyone got checks in the mail for $300 to $600?

Except this time it’s BIGGER.

Whatever your situation...

No matter your income level or spending habits...

Whether you’re a schoolteacher or a hedge fund manager...

Whether you keep track of every penny spent or you’ve never heard of a budget...

The fact remains:

YOU CAN COLLECT A HUGE CASH REBATE.

As The New York Times reports, this new law adds up to “a little something for nearly everyone.”

Well, almost everyone.

This may come as a shock to you, especially in a world where the government seems determined to hand out cash to any freeloader on the street.

But this is one program that only goes to the people who truly deserve it...

The Wall Street Journal reports that this cash rebate program is “available to all taxpayers,” but no one else.

It ensures families across the country will keep more of their hard-earned dollars,” says Dave Reichert, a representative out of Washington state who voted for the measure.

And for once, we think they got it right.

After all, as a taxpayer, you’ve pumped money into the system for years.

You’ve paid every type of tax there is... income tax, excise tax, hotel tax, gasoline tax, sales tax, property tax, entertainment tax...

You name it, and they’ve taxed you on it.

Isn’t it about time you got a little bit of that back?

That’s what I want to help you with today.

If you follow our instructions, there’s a good chance you could end up collecting anywhere from $1,230 to $12,900 in cash rebates (depending on how much you spend in 2017).

In exceptionally rare cases, you could end up collecting a HUGE payday approaching $100,000.

But you need to start taking steps now to ensure you MAXIMIZE the amount you receive.
 
If you wait until the end of the year, you might have to take the minimum payment.

Let me show you what steps to take...

Take It From a Former Top IRS Agent

My name, by the way, is George Rayburn. I’m the Director of Business Operations at The Oxford Club, a financial fellowship of wealth seekers over 152,000 Members strong.
 
Our organization is made up of financial gurus, doctors, lawyers, accountants, business owners and multimillionaire investors.
 
We seek out anybody we feel has the knowledge and the talent to help our Members increase their wealth.
 
And we’ve partnered with a friend to help us understand the historic opportunity I’m talking about today.
 
His name is Jack Cohen.

He’s a certified public accountant with a private practice helping Americans maximize the amount of hard-earned cash they keep from the government.

But it wasn’t always that way...

Jack started his career as a top IRS agent.

Yes, he was that guy that you hate.

He audited people. Demanded years of receipts. Cited obscure tax laws.

During his time there, he honed his skills based on the many audits he was involved with.

There are more than 74,000 pages in the IRS tax code... how can any non-professional know about all the rare loopholes and special programs hidden inside?

As David J., who teaches tax regulation at Syracuse University College of Law, says:

The American tax system is “a mess that’s completely unfair and that few Americans understand.”

That’s an understatement.

Americans have little knowledge of what’s in the tax code.

As Jack realized, knowledge is power when it comes to the IRS code.

So many taxpayers are just downright confused...

They have no clue what they’re doing...

That’s why Jack switched careers.

Now he’s working on the other side of the table, against the IRS, to help regular citizens get back the money they rightfully deserve.

You see... like the $42.4 billion consumer rebate program we’re talking about today... there are literally hundreds of special sections in the tax code you can use to put thousands of dollars back in your pocket.

Jack has helped his clients get back far more money by showing them parts of the tax code they didn’t realize existed.

And that’s what I want to help you with today...
 
I want to share with you some of the types of secrets Jack has used over the years to get more money back from the government... starting with the new $42.4 billion consumer rebate program passed by Congress.
 
Because this program is indeed a “jackpot,” as one U.S. senator called it.
It’s an opportunity to get a
cash rebate on virtually everything
you purchase in 2017
.
But it’s imperative you begin preparing now to get as big a rebate as possible.

So with that in mind, let’s hit on a few of the important details.

Some Important Things You Need
to Know to Collect Your Maximum
Cash Rebate

In the next few minutes, I’m going to show you how to get as BIG of a cash rebate on your spending as is legally possible.

But there are a few things you need to know before we continue. This is a program for all taxpayers... rich or poor.

Whether you made $20,000 last year... or $1 million... as long as you made purchases, you are eligible. I hope this doesn’t disappoint you, but I’m not saying you’ll get a full refund of all the money you spent over the past year. That would be truly crazy.

Rather, this is a “rebate.” You’ll get a little bit of cash back for almost every purchase you made.

And when you add everything up, it can come to a hefty sum. The more big purchases you make in 2017 – whether you pay for a wedding, furnish a new home, go on a big vacation or pay college tuition – the more money you stand to get.

Basically, you’re looking for spending that’s disproportionate to your income,” says one senior tax analyst from the tax and accounting business of Thomson Reuters.

All told, we’re looking at $42.4 billion over a decade that’s going to be distributed here.

That’s 28 times a recent Powerball jackpot that had everyone in a tizzy.
 
If you lined up $100 bills across the continental United States, you’d go coast to coast nearly 15 times before reaching $42.4 billion.
 
It’s a LOT of money.
 

The Tax Foundation described it as an “early Christmas present” for taxpayers in 2017.

So how do you collect your share? And how much can you expect to get?

There are three ways to do it.

Let me quickly run through each of them.

OPTION #1: No Receipts!

If you’re like most Americans, you probably don’t save the receipts from every lunch... every trip to the mall... and every quick stop at the grocery store.

That’s okay!

When you file for your cash rebate, the government says you DO NOT need receipts to collect... though your payout will likely be smaller if you don’t have them.

All you do is enter your location of residence and estimated income on an IRS website... and it’ll tell you how much you will get.

It really is that simple.

When we first learned of this cash rebate, one of our writers was a bit of a doubting Thomas.
 
He wanted to see if it would actually work for him.

But sure enough, it took him about one minute. He answered seven questions.

And his total estimated rebate for 2015 spending came out to $1,815.
Some people will get more. Some people will get less.

He didn’t have any outrageous purchases in 2015, so his could be a bit lower than others.

Perhaps in 2017, he’ll get more.

That’s easy money... just for answering a few questions online.

And if you do make some big purchases... your cash rebate could be much larger. 

Option #2: You Only Keep
Big-Ticket Receipts

Most Americans don’t keep every receipt.

But... as Bob S. of Reuters notes, “you’re more likely to keep receipts for [big items] for insurance purposes or because they were mind- boggling.”

And if you do... that’s good news.

It means you can cash out on both your non-receipt items and your one-time large purchases.
 

You’ll start by calculating your rebate on normal spending just by answering those seven questions on the website...

Then, as Kiplinger’s reports, you can add in your rebate on cash you “paid on cars, boats, aircraft and other big-ticket items.”

This could push your own personal cash rebate into the $5,000... $8,000... even $12,900 range.

And then there’s the big one... the third option.

Option #3: The “No Limit” Option

This one is pretty simple, really.

If you keep receipts, there is “no limit” to how high your cash rebate can go.

If you spend that money... especially on huge purchases... it can go sky-high.

Let’s say you go crazy on spending this year.

You buy a new house and furnish it... You pick up a new fishing boat and a new SUV... Perhaps you spend tens of thousands of dollars on college expenses... and take multiple cruises throughout the year.
If you have proof you did it, there’s a very good chance YOU CAN GET A HUGE SUM OF MONEY.

And as I mentioned earlier, many times credit card bills will serve as proof.
 

And article in Bankrate presented a detailed analysis on all of this noting that many types of records, such as credit card statements, could help you get the most accurate payout.

Put all of this stuff together... and for some people the rebate could go up to the $100,000 level.

It’s entirely possible.

BUT, and again, this is very important, if you don’t start preparing now to maximize the amount you get, you could end up missing out forever.

Don’t Miss Out on Your
Share of $42.4 Billion

Now before we move on, I want to make one thing clear.

There are a lot of handouts going on out there in the world.

One recent Forbes article pegged the percentage of Americans receiving government handouts at 52%.

That’s over half.

Jack Cohen, the former IRS agent who’s helped us with this, has seen the government waste billions of dollars on useless programs.

We’ve heard about the government giving some University of California, Santa Cruz researchers $856,000 to see if they could teach mountain lions to walk on treadmills.

Seriously.

The government has shelled out $80 million to try to develop its very own “Iron Man” suit.

And paid $10,000 to produce a children’s musical titled Zombie in Love... and $307,524 to teach sea monkeys how to do synchronized swimming.

There are few things in life you can count on.
But one of them is the
government wasting your money.
So I can understand why a lot of Americans don’t want to take a government handout.

You want to work for your money.

That’s fair.

And I can understand if you don’t think you should get money for nothing.

But the program I’m talking about today is different, and here’s why...

This $42.4 billion consumer rebate program is going directly back into the hands of taxpaying Americans like you.

I have no doubt that you’ll spend the money more wisely than the government will.

And that’s why we’re trying to tell as many people as possible about this new program.

I believe it’s time the people who work hard and pay into the system got a little something back.

And truth be told, this isn’t a small amount of money we’re talking about.

You Can Collect Your Share of
$42.4 Billion Every Year... for the
Rest of Your Life

Depending on where you live, how much money you make and how much you spend over the course of the year... your payout for 2017 could be anywhere from $1,230 up to perhaps $12,900 or more.

Everyone’s individual situation is different, and while every taxpaying American is eligible... there may still be people who find it’s actually more beneficial for them to do things how they’ve always done them.

But if you do have a huge spending year in 2017, don’t feel like you missed the boat.

Because, as The Wall Street Journal reports, after years of flip-flopping, the government has made this program “permanent” under law.

That means we’re talking about the potential to collect tens of thousands of dollars in added cash each and every year.

Now, in order to be certain you get the maximum amount of money from your 2017 spending, you’re going to need to start preparing now.

We’ll show you the process to collect your cash rebate now... keep track of your big purchases... potentially adding thousands to your personal income.

We’ve put together a full report to show you the exact steps you need to take in 2017 to collect your money.

It’s all in The Oxford Club’s new guidebook:

23 Cash Rebate Programs Hidden in the Tax Code.”

I’d like to send it directly to you – free of charge – today.

No shipping fees or anything.

It will give you all the steps you need to take to help maximize your cash payout from the consumer rebate program.

But it will also give you 22 more ways to collect cash “rebates” from the IRS tax code.

Of course, not everything here will work for everyone, but even a few of these strategies could help change your life.

You see... locked away in those 74,000 pages are tons of programs that can hand you tens of thousands of dollars EVERY year.

Most Americans have no idea they exist.

The government concocted such a bizarrely complex tax code that almost nobody knows what kinds of programs are out there.

But having people like Jack Cohen, a 33-year veteran of the IRS, on our side helped us create this impressive guide of secret programs.
And we can tell you there are hundreds
of ways to get the government to
send you extra money that rightfully
belongs to you.
We want to help you collect on some of these programs.

And we're doing this for one very good reason.

We believe – and I have a feeling you’ll agree – that you’re getting overtaxed on virtually everything you do.

A full 63% of Americans believe their tax bills are too high. But just 2% say their taxes are “too little.”

The average household pays $38,317 each year in taxes at the state, local and federal level.

Total taxes come all the way to $4.7 trillion.

That means one out of every four dollars in the U.S. goes to taxes.

It’s outrageous when you think about it.

Even worse...

Multiple studies show that millions of Americans overpay their taxes every year simply because they don’t understand the tax code.

And 49% of the people who overpay actually had their tax returns prepared by a professional, according to the Government Accountability Office.

Sometimes the professionals don’t even get it right!

Don’t assume they are getting you all the money you deserve.

Many times they just want to get the job done and aren’t willing to look for the extra payouts that are due to you by law.

That’s why The Oxford Club’s guidebook “23 Cash Rebate Programs Hidden in the Tax Code” is so valuable.

In it, we’ll show you the cash rebate programs that can pay you thousands of dollars every year.

For example...

Program #2: “The $79,687 Social Security Loophole”

It turns out Social Security is not as great an investment now as it was for earlier generations.

Ida May Fuller, for instance, the first recipient of Social Security back in 1939, received 924 times more money in benefits than she put in.

Today, the exact opposite has happened.

A CNN report shows that the average retiree today has paid $600,000 in Social Security taxes over a working life... and will only receive $579,000 in benefits.

And each year it’s getting worse.

However, there are rules hidden in the tax code that can actually add a huge amount – that you and your family deserve – to your Social Security windfall.

In fact, over the life of Social Security, you could collect an extra $79,687 thanks to this single cash rebate program.

Most people have no clue about this because, as Bankrate recently reported, “some of the Social Security rules are frighteningly complex.”

Complex when it comes to finding the loopholes, yes.

But once you know how to use them, they’re actually very easy to take advantage of.

In our guidebook “23 Cash Rebate Programs Hidden in the Tax Code,” we’ll show you how you can collect an extra $79,687 on your Social Security payments.

From there, it’s up to you what you do with the extra money.

Might I suggest you consider a beach home on the Pacific Coast like this one...
 

Or maybe you’d prefer to pay off your mortgage in one fell swoop and enjoy not worrying about that for the rest of your life.

Here’s another hidden cash rebate program...

Program #3: “The $1,680  
Retiree Cash Rebate”

This is a great one for anyone over 50.

It’s found in Section 408 of the tax code.

And it’s another one we like because it rewards people who deserve it.

In short, if you’re over 50 and either in retirement or about to enter retirement... you could receive up to $1,680 in extra cash every year at tax time.

You just fill out a single page along with your tax filing between January 1 and April 17, and you can get back a full $1,680.

Then just keep doing it every year.

Use it to pay for things like an annual vacation... or to cover the cost of car insurance for a year.

Whatever you want.

The cash will arrive with your refund and it’s yours to keep.

Instructions for this are on page 5 of our report “23 Cash Rebate Programs Hidden in the Tax Code.”

Program #4: “The $2,000
Saver’s Rebate

This one’s a bit of a shocker.

In 2002, legislators were looking for ways to encourage Americans to save more money.

And with good reason...

The average American household has just $9,100 in savings.

So Congress passed a law making it so that “savers” could actually collect a cash rebate each year... in exchange for socking a little money away for a rainy day.

They made the program permanent in 2006.

And now many married couples that elected to save money in 2017 are eligible to receive a cash rebate of up to $2,000 for doing so.

Again, here you just fill out a form along with your taxes.

Mail it in.

And if you meet the criteria, you’ll get an extra $2,000 back in the mail.

Save that money for Christmas shopping later in the year... or for putting in a new flat-screen TV.

It’s up to you, but this money is yours to keep.

The Saver’s Rebate is just one of the 23 cash rebate programs inside our guidebook.

Now, you likely won’t be able to use all 23. Everyone’s personal situation is different.

But even just a handful of these secrets could put a tremendous amount of money in your pocket.

Get your copy today... and you’ll receive our exact instructions on what you need to do to get... On just these four secrets alone, you could receive cash rebates totaling as much as $19,107... as long as you get our report now to maximize your payouts.

And even if you’ve already filed your taxes, don’t give up hope.

You can still fill out a couple of forms to get your cash rebates regardless of when you filed.

We’ll give you instructions for that too.

Of course, you can ignore this opportunity if you like.

Just like you could ignore a pile of $100 bills sitting on the sidewalk as you walked past.

But it would be pretty foolish to do so.

Especially if, like so many other Americans, you’re struggling to keep up with increasingly rocky economic conditions.

Too Much Debt... Not Enough Income

I’m sure you agree that when it comes down to it... much of America is overtaxed, underpaid and financially strapped.

As I mentioned, the average American household has just $9,100 in total savings.

But it has an average of $7,630 in credit card debt, $11,245 in student loan debt, $8,163 in vehicle debt and $70,323 in mortgage debt.
 

That’s a total debt burden of $97,361... more than 10 times our average savings.

It’s no wonder the No. 1 concern for American retirees, according to the American Institute of CPAs, is running out of money in retirement.

Meanwhile the politicians in Washington have destroyed just about every income method we used to have.

Remember when you could get a savings account that paid you 5% interest every year?

Not anymore.

Now you’re lucky if you get half a percent.

And then they tax you on that!

Treasurys pay less than 2%... which isn’t even keeping up with inflation.

Bonds pay a little bit more but risk collapsing when the Fed raises interest rates.

And then there are stocks, the lone place left to earn any money on your savings.

But the politicians are trying to take that away too.

Dozens of them are fighting to increase the taxes you pay on dividends and capital gains.

I have to say... it’s no wonder there’s so much pessimism in America.

The traditional American dream just isn’t working anymore.

You can’t just work hard, save up, invest and ride off into the sunset at retirement.

You need to find new sources of income.

And that’s why I want to send you a second report we’ve created today:

13 Ways to Get Easy Money.”

Again, I want to rush you this report free of charge right now.

In it, you’ll find 13 ways to collect “free” income that you’ve probably never considered before.

And all you have to do is open it up and start collecting on easy money opportunities like...

Easy Money Secret #1 : How to Get up to $401,982 in “Unclaimed Money” From the State Treasury

Few know about this...

But there’s a way you can find and claim money from your State Treasury.

All you have to do is contact your State Treasurer to make a claim on the funds in question, which, by the way, total $41.7 billion...
And you could receive a huge check
in the mail.

Every single person in America has
the right to make a claim.
The programs are available in all 50 U.S. states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands.

And the payouts can be incredibly large.

For instance, a D.C. area butcher was able to collect an extraordinary $401,982 thanks to this little-known trick.

You’ve got to be kidding me!” is all he said when he saw the check.

A man in Virginia Beach also received some of this “unclaimed money” when he was searching for a way to pay for a college fund for his daughter.

He received $266,174.

Even charitable organizations have used this trick.

The Special Olympics and the Girl Scouts both received $17,000 to use toward their charitable works just by contacting the State Treasurer.

You can do the same thing.

We’ll show you exactly which steps to take – including what you could write to the State Treasurer to make a claim – in our report “13 Ways to Get Easy Money.”

But that’s just one of the many secrets.

You’ll also discover...

Easy Money Secret #2: Access $3.4 Billion in Free Scholarship Money

College tuition is out of control.

In 1970 it cost $2,600 per year to attend Harvard.

Today it costs $45,278 – a 1,700% increase.

If you have kids or grandkids trying to pay for college, you know it’s a nightmare financially.

But there is a way to get “thousands of dollars” in free tuition money, according to CBS’ MoneyWatch.

If you’ve got a kid contemplating college, “it’s well worth it,” they say.

We’ve done a little digging ourselves.

And we’ve seen stories of people collecting upward of $44,000 in free tuition money.

In total, $3.4 billion is available through this little-known program.

Please, if you know anyone preparing to go to college, let them know about this as soon as possible.

We’ll give you the three-step process needed to collect as much as you possibly can inside our special report.

But if you’d like some “free” money a little more quickly, make sure to check out...

Easy Money Secret #3: How to Earn $1,425 in Free Cash This Evening

This one you can do at home... on your computer... as soon as you’re done with this presentation.

There are five simple steps.

Just open up our report “13 Ways to Get Easy Money,” flip to the third secret and begin.

In return for signing up, if you’re eligible, you should receive a free cash payout of $1,425.

It does take a little bit of time.

Perhaps 40 minutes.

But for $1,425, I’d say it’s worth it.

And afterward you can dive right into...

Easy Money Secret #4: Get up to $7,500 to Fix Up Your House if You’re Over 62

If you’re over 62 and planning any sort of specific upgrades to your house... the government might actually GIVE you up to $7,500 to get it done.

There is a requirement that you pay it back if you end up selling the home over the next three years.

But other than that, it’s yours to keep, if you’re eligible.

That’s $7,500 free and clear just for renovating a bathroom or repairing a staircase.

Then there’s...

Easy Money Secret #5: Receive as Much as $842 in Free Airline Tickets

Several of our team members have used this one almost every year for six years running now.

It’s allowed us to take free flights to Lake Tahoe, Las Vegas, New York City and Baltimore.

On top of that, we’ve even received free drinks on the flights...

We’ll show you how to get the free trips... and the free drinks too.

And this one takes only about 20 minutes to get started.

Plus, there’s one more I’d like to tell you about that’s truly amazing...

Easy Money Secret #6: The “Four Magic Words” That Could Wipe Out Your Credit Card Debt

I’m blown away by this one.

For some people, there are “four magic words” they can say that could wipe out their credit card debt... so they never have to pay the bill.

They say the words... and like magic, their debt can get eliminated all at once.

I know that sounds unbelievable, but NPR did an investigation of this for the show This American Life.

And in it, they watched as a couple used the magic words and got a $3,762.20 credit bill instantly wiped out.

We explain how they did it in “13 Ways to Get Easy Money.”

If you have any certain type of credit card debt you’re looking to possibly eliminate, we can send you the report right now.

It’s just one of the 13 easy money secrets you’ll get.

That’s two reports I’m offering you today... each capable of putting tens of thousands of dollars in your pocket.

You’ll get both reports: “23 Cash Rebate Programs Hidden in the Tax Code” and “13 Ways to Collect Free Money.”
 

And of course, since you’ll need to collect on many of these ideas now to maximize your payouts, we’ll get both guidebooks in your hands today so you can follow the steps... and then wait for the checks.

From there, you’ll just need to decide what to do with your money.

Many folks use their extra money to give back to their churches... or local charities.

Some donate to the scholarship funds at their alma maters.

And others pay off their mortgages or help family members with financial troubles.

Maybe you’ll want to just take a cruise to a sandy beach.

All those things are good uses of your new money.

But if you really want to build long-lasting wealth...
I suggest you figure out ways to build
a retirement fund that can support you
for the rest of your life.
And we’ve created a third guidebook to help with that.

The Secrets of the 401(k)

I’m not going to sugarcoat this...

Many Americans are seriously mismanaging their retirement accounts.

The average American 401(k) is only $91,300... which will last you maybe three years in retirement.

It’s no wonder that running out of money is the No. 1 concern of people in retirement. It will keep you up at night thinking that you might have to live solely on Social Security for the rest of your life.

Some people want to play catch-up, but I can tell you that the average investor isn’t getting nearly enough of a return to get to where they need to be.

However, there are alternative ways to grow your 401(k) that you may have never heard of.

These can quickly boost a meager 401(k) into a fully funded retirement account.

We’ve outlined some of these secrets in The Oxford Club’s third guidebook just created called “The Secrets of the 401(k): 18 Ways to Increase Your Retirement Cash.”

Let’s take a look at a few of the steps you can take to add hundreds of thousands to your retirement account...

 

401(k) Secret #1: How to Become
a 401(k) Millionaire on a $35,000-
per-Year Salary

Only 0.2% of people with a 401(k) account have over seven figures inside of it.

It’s rare.

But here’s what’s surprising...

Of that tiny percentage, a huge percentage of the 401(k) millionaires DO NOT have big salaries.

They don’t necessarily have higher-than-average salaries or the investing IQ of Warren Buffett,” says the research director of the Employee Benefit Research Institute.

According to him, there is just “one characteristic that differentiates the winners from the non-winners.”

It’s not getting above-average returns... or choosing the highest-growth mix of investments...

But following this one characteristic can supercharge the growth of your retirement fund.

In fact, according to a report in The Wall Street Journal, you can become a 401(k) millionaire with just a $35,000-per-year salary if you follow this one type of technique.

We’ve detailed how you can implement it in “Secrets of the 401(k).”

People have no idea the number of hidden secrets like...

401(k) Secret #2: How to Add $155,000  to Your Account Total

One change to your 401(k) account could add nearly $155,000 to your total savings in retirement.

Yet, according to AARP, 70% of savers have NO IDEA this extra money exists.

And I can bet the remaining 30% don’t know how to add the money correctly.

As a result, one former SEC lawyer says, “401(k)s are leaking money like a sieve.”

If you’ve ever opened up your 401(k) account and been disappointed it’s not growing faster, definitely take a look at 401(k) secret No. 2 as soon as you get the report today.

It’s something you can act on right away.

401(k) Secret #3: The Instant Return... How to Add Another $172,537
to Your Retirement

There’s one investment you can make in your 401(k) that can instantly get you as much as a 50% return on your money every year.

It’s not a bond, stock, CD, annuity or anything most people consider...

But it’s available to millions of people who have 401(k)s.

According to U.S. News & World Report, a person who uses this investment every year in their 401(k) could retire with an extra estimated $172, 537.

That’s enough money to pay your monthly electric and water bills for 36 years!

And all you have to do is take advantage of an instant guaranteed 50% return every year.

Details on this one are on page 4 of our “Secrets of the 401(k)” guidebook.

In total then, with just the first three secrets, you have the chance to add more than $327,000 to your retirement accounts.

It’s an opportunity to become a 401(k) millionaire.

But there’s something else you should know when you’re living off this extra money...

401(k) Secret #4: How to Keep the Government From Taking a 20% Cut of Your 401(k)

The whole point of a 401(k) is to save money for retirement tax-free.

But there is one situation where the government can legally take 20% right out of your account... as a form of special tax.

It’s more common than you might think. And the special tax gets triggered when you make what many financial planners consider to be a fairly routine money transfer.

20% is nothing to sniff at, either.

That means if you have an account valued at $250,000... $50,000 could be wiped out just like that.

If this happens, the government says you have 60 days to fight it, but good luck with that.

And in fact, there’s a simple way to ensure it never happens to you.

It’s a “general rule of thumb,” according to the founder of the estate planning company Senior Financial Security, that keeps the government from ever taking this 20% bite out of your retirement savings.

If you’re collecting money on a 401(k) now... or if you plan to in the future... this secret can ensure you get the maximum amount in retirement.

All you need is our guide to get you started.

That’s why I want to send you all the reports I’ve told you about today, including...

I’ll have them in your inbox in minutes.

You can go ahead and follow the steps to collect your “cash rebate” on just about every purchase you make in 2017.

You can start collecting on multiple easy money programs.
And going forward, you can add
hundreds of thousands to your 401(k).
All the information you need will be in these three reports.

But there’s something else we’d like to add that we believe could have the biggest impact on your retirement going forward.

It’s a trial subscription to The Oxford Communiqué.

The Communiqué is a publication originally started back in 1991 by two independent billionaires who wanted to create a network of trustworthy and knowledgeable investors and entrepreneurs.

We now have 152,000 Members in our Oxford Club.

And the goals of our organization, led by Chief Investment Strategist Alexander Green, are pretty simple.

We help our Members... We do this with our “Four Pillars of Wealth” investment system.

You see, our leader Alex Green has a pretty simple philosophy when it comes to investing.

He doesn’t try to jump in and out of the stock market constantly based on the media-driven news cycle. He doesn’t try to predict what crazy moves the Fed will make. Or who will get elected president.

Rather, Alex uses connections throughout the investing world to find the companies that are truly changing our world by inventing new products, gaining worldwide market share and increasing revenues quarter after quarter.

His system has led to massive returns like... Alex will tell you which stock to buy each month in his issue of The Oxford Communiqué.

He’ll tell you the story of the company... what breakthrough products it’s offering... why it’s growing so quickly... and what price you should pay.

When you look back at the performance of the Communiqué over the last 20 years, it’s easy to see why so many of our 152,000 Members have stuck with us for decades.

Since 1996, a $100,000 portfolio following ONLY the Communiqué picks would have grown to $ 813,328.
 

By comparison, that same $100,000 put in the S&P 500 would be worth only $469,687 – or about half.

Why has the Communiqué performed so much better?

Because under the leadership of our Chief Investment Strategist Alex Green, we’ve managed to avoid nearly every major market downturn of the last 25 years.

For instance... in 1999, at the height of the dot-com craze, we sent out a special report to Members warning...

We are at the peak of most likely the greatest financial mania ever witnessed. Investors in the hot tech and net stocks could see their investments nearly wiped out.”

Over the following two years, the Nasdaq lost 78% of its value, but our Members were safe.

In January of 2008, nearly nine months before the financial crisis struck, we warned our Members that the housing market is going through an adjustment like no one has seen in the past 100 years.”

We closed out of all but one single position in our portfolio that year and actually posted an average gain of 28% while the markets crumbled around us.

Then in 2009, Alex called the exact bottom of the market in a message to Members that read...

2009 will be a terrible year for the economy. But, shocking and surprising most investors, it should be an excellent year for the stock market.”

The stock market went on to jump 65% by year’s end.
And some of our Members rode
the gains all the way to
the top thanks to Alex’s insight.
Member Joe Martin of California, for example, wrote to tell us he made more than $1.3 million thanks to Alex’s market calls. “The bottom in 2008 was $1,400,000. Yesterday I was at $2,741,000.”

Stories like these are not all that rare when you talk to Communiqué subscribers...

Thousands of Success Stories

Many of our Members are regular folks with only $10,000 or so to invest... while others are multimillionaires.

We’ve had Members fly in on private helicopters to our Member meetings.

No matter what investment level you find yourself in... the key is taking control of your finances and growing that money now.

And I have no doubt the Communiqué and the principles we follow will help start you down that road today.

I want to get you started with our report about core investing principles, “Pillars of Wealth.”

In total then, you’ll get: What I suggest you do is open up “23 Cash Rebate Programs Hidden in the Tax Code” first.

Remember, you need to start now to maximize your 2017 payout from the $42.4 billion rebate program passed by Congress.

It’s the first program in the report.

Check it out and make sure you’re getting back the FULL amount allowed by the government.

It could be just $1,230 or it could be as much as $12,900.

It just depends on how much you spend in 2017.

From there you’ll want to take advantage of the $1,680 Retiree Rebate and the $2,000 Saver’s Rebate if you saved any money over the past year.

Long term, you’ll want to take advantage of the $79,687 Social Security Rebate.

Get started today and you can collect on all of these programs year after year.

You’ll be able to use that extra income to pay for vacations, close out your mortgage, purchase a vacation home or whatever you need.

After that, I recommend taking a look at some of the easy money available to you in “13 Ways to Get Easy Money.”

For example, you may want to see how much “unclaimed money” the State Treasury could send you.

People have received as much as $401,982 just by putting in a request.

Or use the five-step trick to capture $1,452 this evening. Or if you’re over 62, see if you can receive the $7,500 the government will give you to upgrade your home.
All told, with these reports
you should be able to collect tens of
thousands, perhaps even hundreds of
thousands of dollars in the coming year.
Use that money to invest in The Oxford Communiqué’s model investment portfolio.

Alex will show you the strategy we’ve used to nearly double the market since 1991... with lower risk.

There’s no doubt in my mind you’ll have an experience like Chuck Brantley, who joined 13 years ago.

Wherever Alex Green goes, I want to follow... the simpleness, the discipline, we’ve enjoyed it. Each position I’ve made money. [But] for me, it’s not the money or the success, it’s the peace of mind and the direction... Having a system that’s so easy to follow.”

So how much would you pay for an experience like that?

Most of our Members are surprised to find out that a subscription to the Communiqué – with all of these benefits – is only $249.

I believe it’s a steal at that price.

At a value of $99 each, the four special reports I’ve promised today are worth $396 just by themselves.

Not to mention, the money you receive from the $42.4 billion cash rebate program alone could pay for the $249 membership fee nearly five times over.

But I also recognize the hardships many Americans are facing.

I don’t want there to be any barrier blocking you from taking control of your finances today.

That’s why I want to make this risk-free trial in the Communiqué available for only $49.

For $49, you’ll get all four reports plus an entire year of monthly Communiqué issues, including... For all of this, I only ask that you give us a chance to prove our worth to you over the next 90 days.

Take the next 90 days to review everything we’re giving you today.

Use the secrets. Collect as many cash rebates as you can.

Track the performance of the Oxford Trading Portfolio.

And if anything doesn’t live up to your highest expectations, just call up our Member Services Team and I promise you’ll receive back every penny.

PLUS, you can keep every one of your four reports to continue using every year going forward.

Our organization only grows by building trust with our Members.

That’s why all the risk will be on our shoulders.

Just click the button below to get all the free gifts I’ve outlined in this piece.

It’s about time you, as a taxpayer, got back some of the mountains of money you’ve paid into the government over the years.


But please be sure to act now – or you risk losing out on your maximum payout.

Sincerely,
George J. Rayburn
George J. Rayburn
Director of Business Operations, The Oxford Club
January 2017